The Uninsured Or Underinsured Driver
The motorcycle rider in many cases has a smaller amount of insurance than they should and if a rider is seriously injured the amount of medical and treatment bills can far outweigh the amount of insurance.
Motorists will usually have insurance, which will provide compensation; this is unless they have signed a waiver of coverage for the underinsured or uninsured motorist. This insurance is where compensation for medical, rehabilitation and therapy costs can be compensated as well as property damage.
Dealing with insurance companies and having a clear knowledge of insurance law is needed in these situations to recover the amount of compensation that is deserved and attorney Michael P. Ehline understands how insurance works and the laws, along with the legal system to have the amount of compensation awarded that the injured motorcycle rider deserves.
Contact the Ehline Law Firm's offices at 888-400-9721 or by email. We are just a step in the right direction to have a motorcycle rider to have a motorcycle accident case evaluated and how the Ehline Law Offices can win a compensation amount for the injured rider.
In California, there are state laws that require every motorist to carry a certain minimum amount of insurance. The motorcycle rider should have sufficient insurance to cover medical costs and property damage along with the uninsured and underinsured policy waiver.
The amount of insurance the State of California requires:
- $15,000 for death or Injury of one person involved in the accident.
- $30,000 for the death of two or more people involved in the accident.
- $5,000 for property damage for each accident.
The way the insurance works is when a rider is involved in an accident with a driver who has this amount of insurance they are able to be awarded up to $15,000 in compensation for medical treatment. When there are medical costs that are higher than the $15,000 for medical compensation then the rider can be compensated with the uninsured or underinsured insurance.
The Ehline Law Firm's offices understand the legal system and also understand motorcycle accidents, along with the insurance company. This is why every client is important and the amount of compensation they receive to regain their life is important. To reach the Ehline Law Firm office and attorney Michael P. Ehline, call 888-400-9721 toll free or e-mail.